Credit Risk Analysis Specialist with Spanish
Miejsce pracy: Warszawa
Nr ref.: JO-1705-354107
Great career opportunity has arisen for those who want to develop their career in an international environment and work according to the standards of world corporations. One of leading global professional services company, providing a broad range of services and solutions in strategy, consulting, digital, technology and operations has opening for:
Credit Risk Analysis Specialist with Spanish
Responsibilities:
- Plan, oversee and monitor the work of other specialists and analysts as they perform credit risk analysis duties.
- Prioritize work on daily, weekly and monthly basis to ensure that Service Levels are met and client requirement are address as required.
- Supervise, develop and motivate a team of team members setting objectives for each role to ensure that skill levels within the team are effectively utilized
- Maintain a high level of credit & risk analysis performance in the risk team ensuring full implementation of credit policies and procedures and best working practices including SOX compliance
- Ensure compliance of the team to all documented processes and SOX requirements
- Ensure full and efficient use of tools and systems including the execution of system and process change initiatives in the credit risk analysis function
- Monitor credit analysis performed by team members for accuracy and timelines
- Take on a proactive role towards improved performance and development of strategies for meeting goals
- Liaise with Accenture HR in relation to recruitment, training, performance management etc.
- Establish efficient ways of communication and information exchange with the client
- Prepare in-depth, comprehensive financial analysis of customers’ financial statements to aid in the determination of appropriate credit lines, credit ratings and maintenance of credit information for the client’s key customers.
- Utilise existing information and research externally available information on a regular basis to assist in maintaining appropriate credit lines for a portfolio of the client’s customers.
- Summarise results and pro-actively share opinions and insights to provide well thought out and appropriate recommendations for actions.
- Proactively monitor assigned customer account balances to ensure that they operate within their credit limits and take appropriate action on accounts which exceed their limits.
- Ability to analyze to forecasting level, using stress testing on key financials.
- Implement business strategies as defined by the client or Accenture to manage credit risk and to manage and assist in the increase of client revenue.
- Engage with the client’s credit managers on a regular basis and have the ability to present and discuss individual cases at all levels.
- Analyze weekly and monthly AR and Credit Consumption reports and share details of that Analysis with client management
- Close co-operation with other teams (Collections, Sales, Operations) is essential.
- Manage Process and System/Tool changes
Qualifications:
- Degree in Business or Finance
- 3+ years previous credit analysis experience required
- 3+ years prior experience leading a team – executing supervisor duties
- Strong understanding of credit risk concepts, with sound knowledge of banking procedures, payment methods and letters of credit
- Proficiency with Microsoft Office applications and Order to Cash ERP systems
- Prior Experience with SAP or ERP based Credit Review solutions
- Experience in a multinational business and the ability to thrive in a fast-paced environment
- Strong interpersonal and written communication skills, with the ability and confidence to operate at senior levels
- Self-starter with good time management to meet strict deadlines
- Stakeholder management experience is a plus, preferably within an outsourcing environment
- Flexibility around working hours, noting the international nature of this role
- Fluent English (C1)
- Fluent Spanish (C1)
We offer:
- The ability to use your knowledge of foreign language on a daily basis at work
- Experience with a range of Clients and technology solutions which provides professional relevance
- Operating according to Lean Six Sigma philosophy
- Collaborating and learning from diverse and talented colleagues helps you “raise your game”
- Trainings and development tailored to help you achieve your potential
- New Joiners Programme including trainings
- Opportunity to engage in Corporate Social Responsibility initiatives
- We also think about your social life, Book Club, International Cuisine Club, Runners Club, family events, cultural meetings, photography classes, climbing, soccer, swimming and many others
- Social benefit packages including: private medical care, Sodexo vouchers, Benefit sport club cards, life insurance
- Friendly work atmosphere in multicultural environment
If you are interested in this position, please send your resume: dorota.kubiak@cpljobs.pl